Invest
Don’t let your corporate cash sit idle. Finmo empowers your organization to earn competitive returns while maintaining liquidity, turning your idle funds into a strategic financial advantage. Optimize your cash management and enhance your financial strategy with ease.
196,000
Cash Management
Cash Management
Cash Management
Take control of your cash. Real-time visibility and reporting of your cash management processes. Predefined workflow automation to drive efficiency and optimize your working capital.
Take control of your cash. Real-time visibility and reporting of your cash management processes. Predefined workflow automation to drive efficiency and optimize your working capital.
Cash Balance
Cash Balance
Cash Balance
$18,311.53
$18,311.53
$18,311.53
+53%
+53%
+53%
Accounts Receivables Outstanding
Accounts Receivables Outstanding
Accounts Receivables Outstanding
$111,964.05
$111,964.05
$111,964.05
+104%
+104%
+104%
Cash Management
Finally, your comprehensive cash management solutions in one platform
Cash Management
Finally, your comprehensive cash management solutions in one platform
Cash Management
Finally, your comprehensive cash management solutions in one platform
Dashboard
Provide an integrated experience to view bank balances, transaction activities, and cash flow trends
Workflow Automation
Provide an integrated experience to view bank balances, transaction activities, and cash flow trends
Performance Analytics
Gain insight to what is driving your short term cash flow by monitoring KPIs such as cash burn rate, collection effectiveness, DSO, DPO, etc
Cash Forecasting
Capture cash flow data, customize cash forecasting models, manage your liquidity, and perform variance and accuracy analysis
EXCESS LIQUIDITY MANAGEMENT SOLUTION
Unlock the potential of your corporate funds with Finmo
Here’s how our solution empowers your organization
Earn Highly Competitive Returns
Put your organization's cash to work with our investment opportunities and potentially earn up to 4.90% USD in projected returns.* Turn cash reserves into growth capital and improve your company's bottom line with ease.
Protect Capital
Rising inflation can erode the purchasing power of your reserves. Finmo helps protect your capital by investing in a diversified portfolio of financial products, giving you the confidence that your wealth will keep pace with inflationary pressures.
Secure & Efficient Cash Management
With Finmo's intuitive and secure platform, your organization can enjoy a simple, hassle-free investment experience. Our technology ensures that your funds are safe, and our platform makes it easy to access and manage your investments anytime.
Invest
Invest
Invest
Don’t let your corporate cash sit idle. Finmo empowers your organization to earn competitive returns while maintaining liquidity, turning your idle funds into a strategic financial advantage. Optimize your cash management and enhance your financial strategy with ease.
Don’t let your corporate cash sit idle. Finmo empowers your organization to earn competitive returns while maintaining liquidity, turning your idle funds into a strategic financial advantage. Optimize your cash management and enhance your financial strategy with ease.
196,000
PRODUCTS
High Yields, Low fees
Explore our investment options designed to give your business steady, high returns with minimal fees
Syfe Cash + Flexi (SGD)
Stable, steady returns in line with Singapore money market rates.
Projected Returns
3.5% p.a
Syfe Cash + Flexi (USD)
Stable, steady returns with US money market rates
Projeced Returns
4.9% p.a
Syfe Cash + Guaranteed(SGD)
Stable, guaranteed return with stipulated lock in periods
Guaranteed Return
2.85% p.a.
for a month
Dashboard
Integrated banking experience
Dashboard
Integrated banking experience
Dashboard
Integrated banking experience
Provide an integrated experience to view bank balances, transaction activity, and cash flow trends.
Cash Balance
Sum of outstanding balance from bank accounts. Ability to view per account type - checking and savings or per financial institution
Accounts Receivable & Accounts Payable
Total Outstanding
Total Overdue
Total # of Invoices
Total # of Customers
Cash Flow Forecast
Automated weekly cash forecasting up to 13 weeks
Performance Analytics
Cash burn rate
Collection effectiveness
Days Sales Outstanding
Days Payables Outstanding (DPO)
Finops Automation
Automated workflows and business logic
Finops Automation
Automated workflows and business logic
Finops Automation
Automated workflows and business logic
Build predefined workflows and business logic in managing your Accounts Receivable and Accounts Payable efficiently.
Accounts Receivable (AR) Automation
Automate collections workflows, including automated email reminders to customers to reduce past due payments.
Plan and prioritize collections
Generate invoices with embedded payment links and early payment discount option
Integrate with accounting software to seamlessly apply received cash against open receivables.
Accounts Payable (AP) Automation
Integrate with accounting software or AP module to capture invoices
Customize user role, maker vs. checker, and automate approval process
Schedule payment plans including auto-pay functionality to minimize cash burn rate and optimize working capital
Provide payment status and tracking information
Post approved and paid invoices to general ledger
Cash Forecasting
Insights into short-term cash flow
Cash Forecasting
Insights into short-term cash flow
Cash Forecasting
Insights into short-term cash flow
Capture cash flow data, customize cash forecasting models, manage your liquidity, and perform variance and accuracy analysis
Cash Balance
An aggregated up-to-date view of cash across all bank accounts. Ability to drill down into account types (checking, savings or short-term investment) and bank partners.
Rolling 13-Week Cash Flow Forecast
An aggregated view of outstanding AR and AP balances on a weekly basis along with forecasted inflows and outflows for the next 13 weeks.
Customize Forecasting Models
Customize the model to meet your exact requirements such as cash flow categories and reporting timeline
Liquidity Management
Deploy excess liquidity to maximize yield. Ability to transfer excess cash from one account to another.
Performance Analytics
Industry-standard key performance indicators
Performance Analytics
Industry-standard key performance indicators
Performance Analytics
Industry-standard key performance indicators
Monitor KPIs such as cash burn rate, collection effectiveness, DSO, DPO, etc
Cash Flow Insights
Monitor cash KPIs such as cash burn rate and cash runway. Ability to compare actual vs. forecast by period.
Accounts Receivables (AR) Insights
Monitor DSO, collections effectiveness, and customer payment patterns
Accounts Payables (AP) Insights
Monitor DPO, turnover, your payment pattern per supplier, early and late payments
Finmo acts an introducer to licensed financial advisors, including Syfe Pte. Ltd. ("Syfe"). In return for introducing clients to them, Finmo receives a revenue share.Syfe is a Capital Markets Services (CMS) Licence holder by the Monetary Authority of Singapore under the Securities and Futures Act (Chapter 289) of Singapore ("SFA") and an exempt financial advisor under the Financial Advisors Act (Chapter 110) of Singapore to provide certain financial advisory services.
Please note that we don’t take into account your business’s objectives, circumstances or financial needs. Any advice given by us is of a general nature & informational only and is not personal financial product advice (meaning it does not take into account your objectives, financial situation or needs). Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to making an investment decision in relation to a financial product (including a decision about whether to acquire or continue to hold). As investments provided by our partners carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. All financial products involve risk and you should ensure you understand the risks involved as certain financial products may not be suitable to everyone. Past performance of any product described on this website is not a reliable indication of future performance.
Finmo acts an introducer to licensed financial advisors, including Syfe Pte. Ltd. ("Syfe"). In return for introducing clients to them, Finmo receives a revenue share.Syfe is a Capital Markets Services (CMS) Licence holder by the Monetary Authority of Singapore under the Securities and Futures Act (Chapter 289) of Singapore ("SFA") and an exempt financial advisor under the Financial Advisors Act (Chapter 110) of Singapore to provide certain financial advisory services.
Please note that we don’t take into account your business’s objectives, circumstances or financial needs. Any advice given by us is of a general nature & informational only and is not personal financial product advice (meaning it does not take into account your objectives, financial situation or needs). Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to making an investment decision in relation to a financial product (including a decision about whether to acquire or continue to hold). As investments provided by our partners carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. All financial products involve risk and you should ensure you understand the risks involved as certain financial products may not be suitable to everyone. Past performance of any product described on this website is not a reliable indication of future performance.
Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.
Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.


Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.
Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.


Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.
Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.


Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.
Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.

