Earn 4.10% in USD

and 2.67% in SGD

Earn 4.10% in USD

and 2.67% in SGD

Transform Your Idle Cash into Strategic Returns

Get Started

Put your money to work

Put your money to work

Put your money to work

High-yield multi-currency accounts with daily returns, zero lock-ups, and enterprise-grade security.

Earn more with every dollar

Maximize yields on SGD, USD, and AUD in one powerful account - your funds stay accessible while earning market-leading returns.

No lock-in periods

Earn up to 4.3% p.a.* on SGD, 3.15% p.a.* on USD, and 3.71% p.a.* on AUD. Your money grows daily, yet stays accessible.

Enterprise Security

Your funds are held with regulated custodians and protected by bank-grade security. Multi-currency deposits managed with institutional-grade risk controls.

PRODUCTS

High Yields, Low fees

High Yields, Low fees

High Yields, Low fees

Explore our investment options designed to give your business steady, high returns with minimal fees

Explore our investment options designed to give your business steady, high returns with minimal fees

Syfe Cash + Flexi (SGD)

Stable, steady returns in line with Singapore money market rates.

Projected Returns

2.67% p.a

Syfe Cash + Flexi (USD)

Stable, steady returns with US money market rates

Projected Returns

4.10% p.a

Syfe Cash + Guaranteed(SGD)

Stable, guaranteed return with stipulated lock in periods

Guaranteed Return

1.50% p.a.

for a month

Get Started in three simple steps

Get Started in three simple steps

Get Started in three simple steps

Quick Account Setup

Sign up for Finmo and enable Invest. Everything's integrated in one platform for seamless fund management.

Watch Your Money Grow

Monitor daily returns and balances across all currencies in one simple dashboard

Cash out whenever you need

Need your funds? Simply withdraw with 1-2 business day settlement. Track your transfers in real-time.

Get Started

Your money is kept safe by investing in stable, low-risk assets backed by government or large, highly-rated companies. These investments prioritize security, high liquidity, and a conservative approach to risk. This ensures your funds remain protected and reliable.

FAQ

Frequently Asked Questions

FAQ

Frequently Asked Questions

FAQ

Frequently Asked Questions

What is Finmo Invest and how does it work?

How do I onboard and set up Finmo Invest?

What systems does Finmo integrate with for investment tracking?

What kind of investment options and returns can I expect?

How liquid are the investments offered on Finmo?

What is Finmo Invest and how does it work?

How do I onboard and set up Finmo Invest?

What systems does Finmo integrate with for investment tracking?

What kind of investment options and returns can I expect?

How liquid are the investments offered on Finmo?

What is Finmo Invest and how does it work?

How do I onboard and set up Finmo Invest?

What systems does Finmo integrate with for investment tracking?

What kind of investment options and returns can I expect?

How liquid are the investments offered on Finmo?

*Finmo acts an introducer to licensed financial advisors, including Syfe Pte. Ltd. ("Syfe"). In return for introducing clients to them, Finmo receives a revenue share. Syfe is a Capital Markets Services (CMS) Licence holder by the Monetary Authority of Singapore under the Securities and Futures Act (Chapter 289) of Singapore ("SFA") and an exempt financial advisor under the Financial Advisors Act (Chapter 110) of Singapore to provide certain financial advisory services.


Please note that we don't take into account your business's objectives, circumstances or financial needs. Any advice given by us is of a general nature & informational only and is not personal financial product advice (meaning it does not take into account your objectives, financial situation or needs). Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to making an investment decision in relation to a financial product (including a decision about whether to acquire or continue to hold). As investments provided by our partners carry risk, before making any investment decision, please consider if it's right for you and seek appropriate taxation and legal advice. All financial products involve risk and you should ensure you understand the risks involved as certain financial products may not be suitable to everyone. Past performance of any product described on this website is not a reliable indication of future performance.

*Finmo acts an introducer to licensed financial advisors, including Syfe Pte. Ltd. ("Syfe"). In return for introducing clients to them, Finmo receives a revenue share. Syfe is a Capital Markets Services (CMS) Licence holder by the Monetary Authority of Singapore under the Securities and Futures Act (Chapter 289) of Singapore ("SFA") and an exempt financial advisor under the Financial Advisors Act (Chapter 110) of Singapore to provide certain financial advisory services.


Please note that we don't take into account your business's objectives, circumstances or financial needs. Any advice given by us is of a general nature & informational only and is not personal financial product advice (meaning it does not take into account your objectives, financial situation or needs). Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant product disclosure statement or other offer document prior to making an investment decision in relation to a financial product (including a decision about whether to acquire or continue to hold). As investments provided by our partners carry risk, before making any investment decision, please consider if it's right for you and seek appropriate taxation and legal advice. All financial products involve risk and you should ensure you understand the risks involved as certain financial products may not be suitable to everyone. Past performance of any product described on this website is not a reliable indication of future performance.

See Finmo For Yourself

Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage
cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.

Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.

Finmo Tech Pte Ltd

Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage
cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.

Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.

Finmo Tech Pte Ltd

Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage
cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.

Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.

Finmo Tech Pte Ltd