Privacy Policy

Customer Personal Data will be collected and used by the Finmo for any one or more of the following purposes:

1. to assess and evaluate your eligibility for registering an account with Finmo;

2. to manage the relationship between you and Finmo;

3. to enable Finmo to perform its obligations under or in connection with the provision of services and/or products to you;

4. to maintain legal and regulatory compliance in the jurisdictions in which Finmo operates;

5. to enforce the terms and conditions of any agreement between you and Finmo (including this Policy);

6. to enable Finmo to improve its services and/or products and marketing and customer relationships;

7. to send you updates on the services and/or products of Finmo, benefits, promotions and other such promotional material from time to time at the email address and/or contact number provided by you to Finmo;

8. where required under any applicable laws;

9. where required under any order of court from a court of competent jurisdiction;

10. for such purposes to which you have given your consent in writing (collectively the "Purposes")

Unless otherwise permitted or required under the PDPA or any other applicable laws, Finmo generally collects Customer Personal Data in the course of or in connection with the registration of an account and/or sub-account(s) with Finmo and only after you have:

1. been notified of the Purposes; and

2. provided Finmo with your written consent to the collection, use and disclosure of Customer Personal Data for the Purposes.
   
   

You acknowledge and agree that any Customer Personal Data provided to us (whether electronically or otherwise):

1. is done knowingly and voluntarily by you;

2. is complete, true and accurate in all respects; and

3. does not omit anything that affects or is likely to affect the meaning or significance of such personal data in any respect.

In order to ensure that Customer Personal Data is complete, true and accurate in all respects, you acknowledge and agree that it is your sole responsibility to update Finmo within reasonable time if there are any changes to such Customer Personal Data by informing the data protection officer of the Finmo in writing or via email at the contact details provided below in this Policy.

In the event that you provide personal data relating to any individual (whether such an individual is a Data Subject or otherwise), you undertake that you have obtained the consent from such individual concerned for the disclosure such personal data relating to them to Finmo and for Finmo to collect, use and disclose such personal data for the Purposes.

Finmo reserves the right to request for proof of notification and consent for the disclosure of personal data by an individual under paragraph 5 above.

You agree that Finmo may disclose Customer Personal Data to:

1. any governmental agency or regulatory authority of any jurisdiction properly exercising its powers;

2. professional advisers of the Finmo;

3. parties providing services and/or products to Finmo (including information technology services, know-your-client and anti-money laundering compliance services providers);

4. relevant group of companies around the world related to Finmo;

5. entities that Finmo is in discussions with for a merger or an acquisition of the Finmo by such other entities;

6. entities that acquire the assets of Finmo pursuant to any applicable law;

7. entities pursuant to any order of court from a court of competent jurisdiction

You acknowledge and agree that Finmo may continue to use and disclose Customer Personal Data for a reasonable period following the termination of the relationship between you and the Finmo for any one or more of the following purposes

1. to allow Finmo to fulfill its outstanding obligations to you under any agreement between you and Finmo, if any;

2. to allow Finmo to enforce its rights under any agreement between you and Finmo, if any;

3. For such purposes to which you have given your consent in writing;

4. where required under any applicable laws;

5. where required under any order of court from a court of competent jurisdiction.