Finmo Pricing

Simple pricing that grows with you

Open a Business Account with no setup or monthly account fee. For treasury management or payments built into your product, contact our team for pricing.

Finmo Business Account

For growing businesses trading cross-border. Collect, convert and pay globally from one account.

  • Collect in 45+ currencies, hold 27+
  • Pay to 195+ countries

Free SWIFT collections. US$5 SWIFT payouts

✦

Launch pricing* · FX 0.07% on majors

$0to open. No monthly fees
Get started
Finmo Treasury

For multi-entity, multi-bank businesses. See and manage all your cash in one place.

  • Everything in Business Account
  • Real-time cash by bank, live cash position
  • 13-week forecast and AI insights
Finmo Embedded

For fintechs, marketplaces, payroll and EOR providers. Accounts, payments and FX via API.

  • Accounts, pay-ins and payouts via API
  • FX via API
  • Runs on our licenses and banking network
Business Account fees

Pay for what you use. Nothing more.

Open and hold

Account opening
$0
Monthly fee
$0
Minimum balance
None
User seats
Unlimited, free

Get paid

Local collections
Most currencies
Free
SWIFT collections
45+ currencies
Free

Pay out

Local payouts
Selected rails include free allowances
From $0
SWIFT payouts
195+ countries
US$5

Convert

0.07%
7 bps for major currency pairs

Competitive

Minor and exotic currency pairs
Currency conversion & accounts

Hold 27+ currencies. FX from 0.07%.

Hold and pay in 27+ currencies without forced conversion. Enjoy competitive FX rates on supported pairs, with transparent pricing before you convert.

Custom plans

Treasury and Embedded

Pricing combines subscription and usage fees, based on your banks, volumes and integration scope.

FAQs
Questions about pricing

Pricing terms

*Launch pricing is subject to the Launch Promotion T&Cs.

Try Finmo today

Sign up and start exploring our dashboard today, or book a demo to talk things through with our team.