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Money Movement

Unlock global growth with our multi-currency accounts, cross-border payments, and FX solutions to move money seamlessly and efficiently worldwide.

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Global Currency Account

Your gateway to a borderless World. Open local accounts in minutes, receive payments in 30+ currencies, and pay across 180 countries.

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Local Cross Border Payments

Break barriers with near real-time payments across 150+ markets. Send, receive, and transact like a local—no borders, no delays, no limits.

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Confirmation of Payee - Cop

No matter where your business takes you, payments follow. Instantly transfer funds with market-leading FX rates — no matter the transaction size.

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Multi-currency Wallet

Borderless accounts on the go

Multi-Currency Virtual Accounts

Issue local account instantly across major markets - from IBANs in SEPA to PayID in Australia - enabling seamless local collections in each region

Security That Scales by Design

Scale confidently with automated KYC, comprehensive identity verification, and built-in regulatory safeguards for every market you serve

Operate like a bank account

Enable instant wallet-to-wallet transfers, escrow payments, expense management, and payroll - all with automated ledger reconciliation and reporting

Empower Your Business with Tailored Payment Solutions

Configure flexible payment methods that align with your unique business model. All transactions are secured with robust safeguards, with settlements flowing to you smoothly.

Customize How Customers Pay

Drive higher conversions by configuring your checkout experience to accept one-time payments or recurring billing, with flexible plans that fit diverse customer needs. Capture funds at checkout and finalize charges when ready, with flexibility to adjust amounts for smoother fulfillment.

Secure Every Transaction with 3DS

Our AI powered 3DS engine improves payment success rates and lowers fraud by applying the best strategy based on transaction risk, regulatory exemptions and policies. In addition, Finmo upholds the highest international security standards including PCI DSS, SOC1 and SOC2, along with strict compliance to local regulations.

Maximize Revenue Retention

Accept payments in over 10 currencies and receive them directly in your multi-currency wallet. Our like-for-like settlement model ensures that payments are received in the same currency that your customers use. This eliminates conversion fees, reduces cross border costs and maximizes your revenue retention.

Payment links

Generate. Share. Sell. Turn Links Into Instant Sales.

Instant Payment Link Creation

Finmo's intuitive platform lets you create custom checkout URLs with ease without the need to code. Share simple payment links that work on any device or platform

Craft your Payment Experience

Create professional, branded payment links with custom logos, multiple payment options, and flexible settings, ideal for freelancers and entrepreneurs to collect payments seamlessly

Track Every Dollar as It Arrives

The Finmo portal provides automated tracking and updates, eliminating the need for manual follow-up and giving you instant insights into your payment status without requiring any complex technical infrastructure

ENGINEERED FOR SECURITY

7+ licenses globally

Keeping your funds safe

We maintain the highest global security certifications demonstrating our unwavering commitment to data protection. Through partnerships with trusted global financial institutions, we ensure your funds are securely held in compliance with local regulations and international standards.

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Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.

Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.

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