STEP 1
Submit Payee Details
Whether you're onboarding a beneficiary or processing a payout, Finmo verifies accounts instantly with just a name, bank, and account number.
STEP 2
Verify Instantly
Finmo connects to a global network of banks and payment service providers to validate the data.
STEP 3
Review & Proceed
Receive per-payee verification results instantly and choose to proceed with the transaction or review details before authorizing the payment.
Verify In Real-Time
Finmo instantly verifies account ownership by cross-checking submitted details against global banking networks , giving you complete confidence before any money moves.
Intelligent Name Matching
Get real-time name match suggestions when submitted details are nearly correct, helping you catch small errors and stay compliant with regional regulations.
Frictionless & Invisible to payees
Verification is fast, automatic, and invisible to your payees. Enjoy the confidence of secure payments combined with a frictionless process that your payees won’t even notice.
Reduce Failed Payments
With 10–15% of payments failing due to incorrect account details, automated validation ensures errors are detected in real time, reducing manual errors and streamlining your workflow.
Settle Faster
Validated payees ensure fewer disruptions in your payment process, keeping your cash flow predictable and transactions completed on time.
Eliminate Penny Drops
Finmo replaces test deposits with instant, behind the scenes verification, saving you time and securing every payout.
Easily upload your complete payout list and let the system instantly verify every recipient in one go. Add custom overrides directly in your file based on verification results, giving you full control over how each payment gets processed.
Streamline Cash, Power Your Growth
Stay ahead with intelligent cash forecasts, real-time risk visibility, and insights that drive better decisions.
