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Connected Financial Intelligence and Control for Tomorrow’s CFO

Connected Financial Intelligence and Control for Tomorrow’s CFO

Connected Financial Intelligence and Control for Tomorrow’s CFO

Gain real-time visibility across entities, automate finance operations, and act on insights instantly. Finmo transforms treasury into a growth driver by giving CFOs and finance teams the clarity and control to make smarter decisions, faster.

Gain real-time visibility across entities, automate finance operations, and act on insights instantly. Finmo transforms treasury into a growth driver by giving CFOs and finance teams the clarity and control to make smarter decisions, faster.

Treasury management 

for modern CFOs

Treasury management 

for modern CFOs

Treasury management 

for modern CFOs

Deep realtime global payment 

and banking integrations

Deep realtime global payment 

and banking integrations

Deep realtime global payment 

and banking integrations

Dev-free onboarding 

with no sunk costs

Dev-free onboarding 

with no sunk costs

Dev-free onboarding 

with no sunk costs

The Challenge

The Challenge

How Finmo Solves It

Cash Visibility

Cash Visibility

CFOs struggle to track runway, burn, and liquidity across scattered accounts, entities, and currencies.

CFOs struggle to track runway, burn, and liquidity across scattered accounts, entities, and currencies.

Finmo provides a connected, real-time view of cash and liquidity across banks, entities, and geographies.

Scaling Pains

Scaling Pains

As companies expand, finance operations get fragmented and error-prone.

As companies expand, finance operations get fragmented and error-prone.

Seamless integrations with accounting software, ERPs, and banks ensuring reconciliations are faster, processes are cleaner, and growth doesn’t break finance

Strategic Decisions

Strategic Decisions

CFOs struggle to act on data when planning investments or managing runway. Data compilation takes forever, leaving little time for actual decision-making.

CFOs struggle to act on data when planning investments or managing runway. Data compilation takes forever, leaving little time for actual decision-making.

Finmo’s Forecasting & Insights help you model different scenarios and act on it like strategically allocating surplus cash into higher-yield opportunities, FX hedging etc. 

Global Payments

Global Payments

Selling internationally but collecting locally  and paying across borders is costly and slow.

Selling internationally but collecting locally  and paying across borders is costly and slow.

Finmo makes it simple: collect in 40+ currencies, pay in 180+ countries, and manage FX intelligently to protect margins while scaling globally.

How Finmo Solves It

Bring your own bank: Finmo integrates with your banks and accounts giving you a real-time, consolidated view of cash and liquidity across entities, countries and currencies.

Seamless integrations with accounting software, ERPs, and banks ensure faster reconciliations and reduced operational friction.

Precision Forecasting & Insights help you model different scenarios and act on it like strategically allocating surplus cash into higher-yield opportunities.

Sell globally, transact locally: Collect in 40+ currencies, pay in 180+ countries, and manage FX seamlessly to protect margins.

Product

Product

Product

Real-time Cash Visibility

Real-time Cash Visibility

Get a 360° view of global cash positions across all bank accounts, entities, currencies and investments, giving finance leaders the clarity to act faster.

Get a 360° view of global cash positions across all bank accounts, entities, currencies and investments, giving finance leaders the clarity to act faster.

Global Payments & FX

Global Payments & FX

Streamline international transactions with a global payments infrastructure. Collect payments in 40+ currencies, pay out to 180+ countries, and settle faster through 15+ banking partners. FX is built in so you protect margins and cut conversion costs as you scale.

Streamline international transactions with a global payments infrastructure. Collect payments in 40+ currencies, pay out to 180+ countries, and settle faster through 15+ banking partners. FX is built in so you protect margins and cut conversion costs as you scale.

Cash Management

Cash Management

Replace spreadsheets with structured workflows. Automate approvals, recurring payments, and real-time controls to ensure secure, error-free finance operations.

Replace spreadsheets with structured workflows. Automate approvals, recurring payments, and real-time controls to ensure secure, error-free finance operations.

Forecasting & Capital Planning

Forecasting & Capital Planning

Model scenarios, anticipate risks, and allocate capital with confidence. Finmo turns cashflow forecasting into a strategic growth engine for CFOs.

Model scenarios, anticipate risks, and allocate capital with confidence. Finmo turns cashflow forecasting into a strategic growth engine for CFOs.

MO AI - Your Fin-Ops Co-Pilot

MO AI - Your Fin-Ops Co-Pilot

Instant insights at your fingertips. Ask questions like: “What’s my burn rate this quarter?” or “How much surplus cash can I invest next month?” and get instant, contextual answers. It’s like having a strategic fin-ops partner available 24/7 without adding headcount.

Instant insights at your fingertips. Ask questions like: “What’s my burn rate this quarter?” or “How much surplus cash can I invest next month?” and get instant, contextual answers. It’s like having a strategic fin-ops partner available 24/7 without adding headcount.

Feature / Capability

Feature / Capability

Finmo
Finmo
Finmo
Company-A
Company-A
Company-A
Company-B
Company-B
Company-B

End-to-end Treasury Management System 

End-to-end Treasury Management System 

Real-Time Consolidated Cash Visibility (All Bank Accounts + Wallets)

Real-Time Consolidated Cash Visibility (All Bank Accounts + Wallets)

Offers Bank Integrations (in Singapore only)
Offers Bank Integrations (in Singapore only)

Payments

Payments

Real-Time Forecasting & Predictive Cashflow Modeling

Real-Time Forecasting & Predictive Cashflow Modeling

Seamless ERP & Accounting System Integrations (Two-way sync)

Seamless ERP & Accounting System Integrations (Two-way sync)

Regulated Yield Products

Regulated Yield Products

MO AI Copilot (Conversational Interface, Intelligent Insights, Workflow Automation)

MO AI Copilot (Conversational Interface, Intelligent Insights, Workflow Automation)

Cash & Liquidity Management 

Cash & Liquidity Management 

Real-time dashboards for multi-bank visibility, forecasting, AR/AP overlays, and liquidity optimization.

Real-time dashboards for multi-bank visibility, forecasting, AR/AP overlays, and liquidity optimization.

Limited treasury tools. Focus remains on multi-currency accounts and payments

Limited treasury tools. Focus remains on multi-currency accounts and payments

AR/AP Workflows 

AR/AP Workflows 

Verified and Trusted Worldwide

Verified and Trusted Worldwide

Verified and Trusted Worldwide

1

1

1

Platform to run your treasury

Platform to run your treasury

Platform to run your treasury

180+

180+

180+

Payout Countries

Payout Countries

Payout Countries

40+

40+

40+

Pay in Currencies

Pay in Currencies

15

15

15

Global banking partners

Global banking partners

Global banking partners

2000+

2000+

2000+

Bank Connections

Bank Connections

Bank Connections

$15bn+

$15bn+

$15bn+

Transactions processed in USD

Transactions processed in USD

Transactions processed in USD

Safe in our hands

We hold your money with leading global financial institutions. Your funds are always safeguarded in line with the local regulations where Finmo operates.

Onboard in Days, Not Months.

Our slick 4-step onboarding KYB process gets you up-and-running fast  while removing unnecessary processes and paperwork.

What our customers say about us

What our customers say about us

What our customers say about us

See how Finmo has helped businesses like yours in better management of their cash and treasury.

See how Finmo has helped businesses like yours in better management of their cash and treasury.

Finmo’s platform is outstanding and consistently improves through regular updates. The overall user experience is seamless, particularly during login and redirection processes, which operate efficiently. All functionalities are well-executed, and I am confident that the team will continue to refine and enhance the platform diligently.

Appharu Pte Ltd

From day one, Finmo has treated Auptimate as a valued partner, not just a client. As an early-stage startup, we needed a flexible solution, and they delivered—backed by a responsive, supportive team that truly cares about our success.

More than just exceptional service, Finmo actively listens to customer feedback, continuously improving their platform to drive innovation in payments and build a more seamless financial future.


Partnering with Finmo has enabled us to streamline our SPV treasury operations and access broader payment rails with ease. Their Finmo Earn and cash management visibility tools have brought greater control, transparency, and efficiency to how we manage funds across jurisdictions. It’s a game-changer for our SPV clients.

Olivier Too

CEO @ Auptimate

Finmo has been instrumental in helping Finiqly seamlessly onboard and integrate customers across Australia and New Zealand. Their advanced local rails enable us to streamline cross-border transactions efficiently, supporting a diverse range of businesses with reliable, real-time payment solutions. Working closely with the Finmo team, we've been able to deliver a superior experience for our clients, reducing onboarding time and enhancing overall payment agility.

Valeria

Head of Business Development

Finmo’s platform is outstanding and consistently improves through regular updates. The overall user experience is seamless, particularly during login and redirection processes, which operate efficiently. All functionalities are well-executed, and I am confident that the team will continue to refine and enhance the platform diligently.

Appharu Pte Ltd

From day one, Finmo has treated Auptimate as a valued partner, not just a client. As an early-stage startup, we needed a flexible solution, and they delivered—backed by a responsive, supportive team that truly cares about our success.

More than just exceptional service, Finmo actively listens to customer feedback, continuously improving their platform to drive innovation in payments and build a more seamless financial future.


Partnering with Finmo has enabled us to streamline our SPV treasury operations and access broader payment rails with ease. Their Finmo Earn and cash management visibility tools have brought greater control, transparency, and efficiency to how we manage funds across jurisdictions. It’s a game-changer for our SPV clients.

Olivier Too

CEO @ Auptimate

Finmo has been instrumental in helping Finiqly seamlessly onboard and integrate customers across Australia and New Zealand. Their advanced local rails enable us to streamline cross-border transactions efficiently, supporting a diverse range of businesses with reliable, real-time payment solutions. Working closely with the Finmo team, we've been able to deliver a superior experience for our clients, reducing onboarding time and enhancing overall payment agility.

Valeria

Head of Business Development

Finmo’s platform is outstanding and consistently improves through regular updates. The overall user experience is seamless, particularly during login and redirection processes, which operate efficiently. All functionalities are well-executed, and I am confident that the team will continue to refine and enhance the platform diligently.

Appharu Pte Ltd

From day one, Finmo has treated Auptimate as a valued partner, not just a client. As an early-stage startup, we needed a flexible solution, and they delivered—backed by a responsive, supportive team that truly cares about our success.

More than just exceptional service, Finmo actively listens to customer feedback, continuously improving their platform to drive innovation in payments and build a more seamless financial future.


Partnering with Finmo has enabled us to streamline our SPV treasury operations and access broader payment rails with ease. Their Finmo Earn and cash management visibility tools have brought greater control, transparency, and efficiency to how we manage funds across jurisdictions. It’s a game-changer for our SPV clients.

Olivier Too

CEO @ Auptimate

Finmo has been instrumental in helping Finiqly seamlessly onboard and integrate customers across Australia and New Zealand. Their advanced local rails enable us to streamline cross-border transactions efficiently, supporting a diverse range of businesses with reliable, real-time payment solutions. Working closely with the Finmo team, we've been able to deliver a superior experience for our clients, reducing onboarding time and enhancing overall payment agility.

Valeria

Head of Business Development

Finmo’s platform is outstanding and consistently improves through regular updates. The overall user experience is seamless, particularly during login and redirection processes, which operate efficiently. All functionalities are well-executed, and I am confident that the team will continue to refine and enhance the platform diligently.

Appharu Pte Ltd

From day one, Finmo has treated Auptimate as a valued partner, not just a client. As an early-stage startup, we needed a flexible solution, and they delivered—backed by a responsive, supportive team that truly cares about our success.

More than just exceptional service, Finmo actively listens to customer feedback, continuously improving their platform to drive innovation in payments and build a more seamless financial future.


Partnering with Finmo has enabled us to streamline our SPV treasury operations and access broader payment rails with ease. Their Finmo Earn and cash management visibility tools have brought greater control, transparency, and efficiency to how we manage funds across jurisdictions. It’s a game-changer for our SPV clients.

Olivier Too

CEO @ Auptimate

Finmo has been instrumental in helping Finiqly seamlessly onboard and integrate customers across Australia and New Zealand. Their advanced local rails enable us to streamline cross-border transactions efficiently, supporting a diverse range of businesses with reliable, real-time payment solutions. Working closely with the Finmo team, we've been able to deliver a superior experience for our clients, reducing onboarding time and enhancing overall payment agility.

Valeria

Head of Business Development

FAQ

Frequently asked questions

FAQ

Frequently asked questions

FAQ

Frequently asked questions

FAQ

Frequently asked questions

How quickly can I start using Finmo?

You can set up your account and start using Finmo within minutes - no lengthy onboarding.

Are there any hidden fees?

Will Finmo integrate with my existing tools?

What support do I get?

How quickly can I start using Finmo?

You can set up your account and start using Finmo within minutes - no lengthy onboarding.

Are there any hidden fees?

Will Finmo integrate with my existing tools?

What support do I get?

How quickly can I start using Finmo?

You can set up your account and start using Finmo within minutes - no lengthy onboarding.

Are there any hidden fees?

Will Finmo integrate with my existing tools?

What support do I get?

How quickly can I start using Finmo?

You can set up your account and start using Finmo within minutes - no lengthy onboarding.

Are there any hidden fees?

Will Finmo integrate with my existing tools?

What support do I get?

Ready to take control of your cash flow and scale with confidence?

Ready to take control of your cash flow and scale with confidence?

Ready to take control of your cash flow and scale with confidence?

Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.

Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.

Finmo Tech Pte Ltd

Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.

Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.

Finmo Tech Pte Ltd

Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.

Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.

Finmo Tech Pte Ltd

Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.

Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.

Finmo Tech Pte Ltd