Connected Financial Intelligence and Control for Tomorrow’s CFO
Connected Financial Intelligence and Control for Tomorrow’s CFO
Connected Financial Intelligence and Control for Tomorrow’s CFO
Gain real-time visibility across entities, automate finance operations, and act on insights instantly. Finmo transforms treasury into a growth driver by giving CFOs and finance teams the clarity and control to make smarter decisions, faster.
Gain real-time visibility across entities, automate finance operations, and act on insights instantly. Finmo transforms treasury into a growth driver by giving CFOs and finance teams the clarity and control to make smarter decisions, faster.




Treasury management
for modern CFOs
Treasury management
for modern CFOs
Treasury management
for modern CFOs
Deep realtime global payment
and banking integrations
Deep realtime global payment
and banking integrations
Deep realtime global payment
and banking integrations
Dev-free onboarding
with no sunk costs
Dev-free onboarding
with no sunk costs
Dev-free onboarding
with no sunk costs
The Challenge
The Challenge
How Finmo Solves It
Cash Visibility
Cash Visibility
CFOs struggle to track runway, burn, and liquidity across scattered accounts, entities, and currencies.
CFOs struggle to track runway, burn, and liquidity across scattered accounts, entities, and currencies.
Finmo provides a connected, real-time view of cash and liquidity across banks, entities, and geographies.
Scaling Pains
Scaling Pains
As companies expand, finance operations get fragmented and error-prone.
As companies expand, finance operations get fragmented and error-prone.
Seamless integrations with accounting software, ERPs, and banks ensuring reconciliations are faster, processes are cleaner, and growth doesn’t break finance
Strategic Decisions
Strategic Decisions
CFOs struggle to act on data when planning investments or managing runway. Data compilation takes forever, leaving little time for actual decision-making.
CFOs struggle to act on data when planning investments or managing runway. Data compilation takes forever, leaving little time for actual decision-making.
Finmo’s Forecasting & Insights help you model different scenarios and act on it like strategically allocating surplus cash into higher-yield opportunities, FX hedging etc.
Global Payments
Global Payments
Selling internationally but collecting locally and paying across borders is costly and slow.
Selling internationally but collecting locally and paying across borders is costly and slow.
Finmo makes it simple: collect in 40+ currencies, pay in 180+ countries, and manage FX intelligently to protect margins while scaling globally.
How Finmo Solves It
Bring your own bank: Finmo integrates with your banks and accounts giving you a real-time, consolidated view of cash and liquidity across entities, countries and currencies.
Seamless integrations with accounting software, ERPs, and banks ensure faster reconciliations and reduced operational friction.
Precision Forecasting & Insights help you model different scenarios and act on it like strategically allocating surplus cash into higher-yield opportunities.
Sell globally, transact locally: Collect in 40+ currencies, pay in 180+ countries, and manage FX seamlessly to protect margins.
Product
Product
Product



Real-time Cash Visibility
Real-time Cash Visibility
Get a 360° view of global cash positions across all bank accounts, entities, currencies and investments, giving finance leaders the clarity to act faster.
Get a 360° view of global cash positions across all bank accounts, entities, currencies and investments, giving finance leaders the clarity to act faster.



Global Payments & FX
Global Payments & FX
Streamline international transactions with a global payments infrastructure. Collect payments in 40+ currencies, pay out to 180+ countries, and settle faster through 15+ banking partners. FX is built in so you protect margins and cut conversion costs as you scale.
Streamline international transactions with a global payments infrastructure. Collect payments in 40+ currencies, pay out to 180+ countries, and settle faster through 15+ banking partners. FX is built in so you protect margins and cut conversion costs as you scale.



Cash Management
Cash Management
Replace spreadsheets with structured workflows. Automate approvals, recurring payments, and real-time controls to ensure secure, error-free finance operations.
Replace spreadsheets with structured workflows. Automate approvals, recurring payments, and real-time controls to ensure secure, error-free finance operations.



Forecasting & Capital Planning
Forecasting & Capital Planning
Model scenarios, anticipate risks, and allocate capital with confidence. Finmo turns cashflow forecasting into a strategic growth engine for CFOs.
Model scenarios, anticipate risks, and allocate capital with confidence. Finmo turns cashflow forecasting into a strategic growth engine for CFOs.
MO AI - Your Fin-Ops Co-Pilot
MO AI - Your Fin-Ops Co-Pilot
Instant insights at your fingertips. Ask questions like: “What’s my burn rate this quarter?” or “How much surplus cash can I invest next month?” and get instant, contextual answers. It’s like having a strategic fin-ops partner available 24/7 without adding headcount.
Instant insights at your fingertips. Ask questions like: “What’s my burn rate this quarter?” or “How much surplus cash can I invest next month?” and get instant, contextual answers. It’s like having a strategic fin-ops partner available 24/7 without adding headcount.



Feature / Capability
Feature / Capability
Finmo
Finmo
Finmo
Company-A
Company-A
Company-A
Company-B
Company-B
Company-B
End-to-end Treasury Management System
End-to-end Treasury Management System
Real-Time Consolidated Cash Visibility (All Bank Accounts + Wallets)
Real-Time Consolidated Cash Visibility (All Bank Accounts + Wallets)
Offers Bank Integrations (in Singapore only)
Offers Bank Integrations (in Singapore only)
Payments
Payments
Real-Time Forecasting & Predictive Cashflow Modeling
Real-Time Forecasting & Predictive Cashflow Modeling
Seamless ERP & Accounting System Integrations (Two-way sync)
Seamless ERP & Accounting System Integrations (Two-way sync)
Regulated Yield Products
Regulated Yield Products
MO AI Copilot (Conversational Interface, Intelligent Insights, Workflow Automation)
MO AI Copilot (Conversational Interface, Intelligent Insights, Workflow Automation)
Cash & Liquidity Management
Cash & Liquidity Management
Real-time dashboards for multi-bank visibility, forecasting, AR/AP overlays, and liquidity optimization.
Real-time dashboards for multi-bank visibility, forecasting, AR/AP overlays, and liquidity optimization.
Limited treasury tools. Focus remains on multi-currency accounts and payments
Limited treasury tools. Focus remains on multi-currency accounts and payments
AR/AP Workflows
AR/AP Workflows
Verified and Trusted Worldwide
Verified and Trusted Worldwide
Verified and Trusted Worldwide
1
1
1
Platform to run your treasury
Platform to run your treasury
Platform to run your treasury
180+
180+
180+
Payout Countries
Payout Countries
Payout Countries
40+
40+
40+
Pay in Currencies
Pay in Currencies
15
15
15
Global banking partners
Global banking partners
Global banking partners
2000+
2000+
2000+
Bank Connections
Bank Connections
Bank Connections
$15bn+
$15bn+
$15bn+
Transactions processed in USD
Transactions processed in USD
Transactions processed in USD



Safe in our hands
We hold your money with leading global financial institutions. Your funds are always safeguarded in line with the local regulations where Finmo operates.



Onboard in Days, Not Months.
Our slick 4-step onboarding KYB process gets you up-and-running fast while removing unnecessary processes and paperwork.
What our customers say about us
What our customers say about us
What our customers say about us
See how Finmo has helped businesses like yours in better management of their cash and treasury.
See how Finmo has helped businesses like yours in better management of their cash and treasury.
Finmo’s platform is outstanding and consistently improves through regular updates. The overall user experience is seamless, particularly during login and redirection processes, which operate efficiently. All functionalities are well-executed, and I am confident that the team will continue to refine and enhance the platform diligently.

Appharu Pte Ltd
From day one, Finmo has treated Auptimate as a valued partner, not just a client. As an early-stage startup, we needed a flexible solution, and they delivered—backed by a responsive, supportive team that truly cares about our success.
More than just exceptional service, Finmo actively listens to customer feedback, continuously improving their platform to drive innovation in payments and build a more seamless financial future.
Partnering with Finmo has enabled us to streamline our SPV treasury operations and access broader payment rails with ease. Their Finmo Earn and cash management visibility tools have brought greater control, transparency, and efficiency to how we manage funds across jurisdictions. It’s a game-changer for our SPV clients.


Olivier Too
CEO @ Auptimate
Finmo has been instrumental in helping Finiqly seamlessly onboard and integrate customers across Australia and New Zealand. Their advanced local rails enable us to streamline cross-border transactions efficiently, supporting a diverse range of businesses with reliable, real-time payment solutions. Working closely with the Finmo team, we've been able to deliver a superior experience for our clients, reducing onboarding time and enhancing overall payment agility.


Valeria
Head of Business Development
Finmo’s platform is outstanding and consistently improves through regular updates. The overall user experience is seamless, particularly during login and redirection processes, which operate efficiently. All functionalities are well-executed, and I am confident that the team will continue to refine and enhance the platform diligently.

Appharu Pte Ltd
From day one, Finmo has treated Auptimate as a valued partner, not just a client. As an early-stage startup, we needed a flexible solution, and they delivered—backed by a responsive, supportive team that truly cares about our success.
More than just exceptional service, Finmo actively listens to customer feedback, continuously improving their platform to drive innovation in payments and build a more seamless financial future.
Partnering with Finmo has enabled us to streamline our SPV treasury operations and access broader payment rails with ease. Their Finmo Earn and cash management visibility tools have brought greater control, transparency, and efficiency to how we manage funds across jurisdictions. It’s a game-changer for our SPV clients.


Olivier Too
CEO @ Auptimate
Finmo has been instrumental in helping Finiqly seamlessly onboard and integrate customers across Australia and New Zealand. Their advanced local rails enable us to streamline cross-border transactions efficiently, supporting a diverse range of businesses with reliable, real-time payment solutions. Working closely with the Finmo team, we've been able to deliver a superior experience for our clients, reducing onboarding time and enhancing overall payment agility.


Valeria
Head of Business Development
Finmo’s platform is outstanding and consistently improves through regular updates. The overall user experience is seamless, particularly during login and redirection processes, which operate efficiently. All functionalities are well-executed, and I am confident that the team will continue to refine and enhance the platform diligently.

Appharu Pte Ltd
From day one, Finmo has treated Auptimate as a valued partner, not just a client. As an early-stage startup, we needed a flexible solution, and they delivered—backed by a responsive, supportive team that truly cares about our success.
More than just exceptional service, Finmo actively listens to customer feedback, continuously improving their platform to drive innovation in payments and build a more seamless financial future.
Partnering with Finmo has enabled us to streamline our SPV treasury operations and access broader payment rails with ease. Their Finmo Earn and cash management visibility tools have brought greater control, transparency, and efficiency to how we manage funds across jurisdictions. It’s a game-changer for our SPV clients.


Olivier Too
CEO @ Auptimate
Finmo has been instrumental in helping Finiqly seamlessly onboard and integrate customers across Australia and New Zealand. Their advanced local rails enable us to streamline cross-border transactions efficiently, supporting a diverse range of businesses with reliable, real-time payment solutions. Working closely with the Finmo team, we've been able to deliver a superior experience for our clients, reducing onboarding time and enhancing overall payment agility.


Valeria
Head of Business Development
Finmo’s platform is outstanding and consistently improves through regular updates. The overall user experience is seamless, particularly during login and redirection processes, which operate efficiently. All functionalities are well-executed, and I am confident that the team will continue to refine and enhance the platform diligently.

Appharu Pte Ltd
From day one, Finmo has treated Auptimate as a valued partner, not just a client. As an early-stage startup, we needed a flexible solution, and they delivered—backed by a responsive, supportive team that truly cares about our success.
More than just exceptional service, Finmo actively listens to customer feedback, continuously improving their platform to drive innovation in payments and build a more seamless financial future.
Partnering with Finmo has enabled us to streamline our SPV treasury operations and access broader payment rails with ease. Their Finmo Earn and cash management visibility tools have brought greater control, transparency, and efficiency to how we manage funds across jurisdictions. It’s a game-changer for our SPV clients.


Olivier Too
CEO @ Auptimate
Finmo has been instrumental in helping Finiqly seamlessly onboard and integrate customers across Australia and New Zealand. Their advanced local rails enable us to streamline cross-border transactions efficiently, supporting a diverse range of businesses with reliable, real-time payment solutions. Working closely with the Finmo team, we've been able to deliver a superior experience for our clients, reducing onboarding time and enhancing overall payment agility.


Valeria
Head of Business Development
FAQ
Frequently asked questions
FAQ
Frequently asked questions
FAQ
Frequently asked questions
FAQ
Frequently asked questions
How quickly can I start using Finmo?
You can set up your account and start using Finmo within minutes - no lengthy onboarding.
Are there any hidden fees?
Will Finmo integrate with my existing tools?
What support do I get?
How quickly can I start using Finmo?
You can set up your account and start using Finmo within minutes - no lengthy onboarding.
Are there any hidden fees?
Will Finmo integrate with my existing tools?
What support do I get?
How quickly can I start using Finmo?
You can set up your account and start using Finmo within minutes - no lengthy onboarding.
Are there any hidden fees?
Will Finmo integrate with my existing tools?
What support do I get?
How quickly can I start using Finmo?
You can set up your account and start using Finmo within minutes - no lengthy onboarding.
Are there any hidden fees?
Will Finmo integrate with my existing tools?
What support do I get?
Ready to take control of your cash flow and scale with confidence?
Ready to take control of your cash flow and scale with confidence?
Ready to take control of your cash flow and scale with confidence?
Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.
Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.



Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.
Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.



Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.
Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.



Finmo is the next-generation Treasury Operating System (TOS) for global companies built on real-time payments (RTP) rails. Finmo lets you collect money, make payments, manage cash and liquidity, mitigate financial risks, and comply with financial regulations – all in one place.
Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.



