Grow globally, pay locally
Make faster, more cost-effective cross-border payments and global mass payouts across 80+ currencies into 200+ countries in near real-time, with instant FX. All via a single connection to Finmo’s global payment network.
Scale global cross-border payments with single integration
Launch cross-border payment solutions across multiple markets with a single API. Finmo enables global cross-border payments, mass payouts and multi-currency business payments through one secure integration; reducing operational complexity and accelerating expansion.
Act global, pay local
Send global cross-border payments using local payment methods in 180+ countries. Pay employees, contractors or suppliers in their preferred currency while maintaining full visibility into FX, fees and settlement, enabling efficient multi-currency business payments at scale.
Local banking, without the bank
Open virtual accounts with local bank details to collect and disburse multi-currency business payments globally. Simplify cross-border payments, reduce reliance on traditional banks and centralise global cash flows within Finmo’s secure payment infrastructure.
Optimised for every market
Don’t just pay in the right currency, pay in the right way. Support region-specific local payment methods across key markets while managing global cross-border payments from one platform. Send business payments directly to wallets or bank accounts ensuring faster settlement and higher success rates.
Track every business payment
Monitor global cross-border payments and mass payouts in real time from your Finmo dashboard. Access transaction-level visibility, automated updates and full audit trails, giving finance teams control over every business payment sent.
End payment errors. Prevent fraud
Reduce failed cross-border payments and authorised push payment (APP) fraud with real-time account verification. Instantly verify account ownership across regions to reduce fraud and payment errors. With Confirmation of Payee in Australia, and Verification of Payee in the UK and Europe, Finmo ensures every transaction reaches the intended recipient.
Finmo instantly verifies account ownership by cross-checking submitted details against global banking networks to give you complete confidence before any money moves.
Detect discrepancies in beneficiary details with smart name-matching logic. Catch small errors before funds move and stay compliant with regional Confirmation of Payee requirements.
Protect global cross-border payments without adding complexity for payees. Verification happens seamlessly in the background, preserving payment speed while strengthening fraud prevention controls.
Built in compliance
Finmo’s real-time risk and compliance engine supports secure global cross-border payments at scale. Our cross-border payment solutions help finance teams manage payment compliance, mitigate fraud risk and screen mass payouts against global sanctions lists, ensuring every transaction meets regulatory requirements before funds move.
Power your global cross‑border payments
Launch secure cross-border payment solutions, manage mass payouts and scale multi-currency business payments from one connected platform.