Simplify Local & Cross-Border Payments
Simplify Local & Cross-Border Payments
Simplify Local & Cross-Border Payments
Send and receive payments with ease. From HKD transactions within Hong Kong to secure cross-border remittances and currency exchange, our services give you the speed, transparency, and confidence you need.
Send and receive payments with ease. From HKD transactions within Hong Kong to secure cross-border remittances and currency exchange, our services give you the speed, transparency, and confidence you need.
Send and receive payments with ease. From HKD transactions within Hong Kong to secure cross-border remittances and currency exchange, our services give you the speed, transparency, and confidence you need.




Payins
Payins
Collect funds from customers locally or internationally. With our remittance and currency exchange services, you can receive payments in HKD and major currencies, with competitive FX rates and reliable settlement.
Payment Links
Payment Links
Payment Links
Make it simple to request funds from clients or partners. With Finmo, you can generate secure links to request HKD or international remittance payments, helping you collect funds quickly and transparently.
Make it simple to request funds from clients or partners. With Finmo, you can generate secure links to request HKD or international remittance payments, helping you collect funds quickly and transparently.
Make it simple to request funds from clients or partners. With Finmo, you can generate secure links to request HKD or international remittance payments, helping you collect funds quickly and transparently.
Make it simple to request funds from clients or partners. With Finmo, you can generate secure links to request HKD or international remittance payments, helping you collect funds quickly and transparently.







Recurring Transfers
Recurring Transfers
Recurring Transfers
Automate repeat pay-ins and pay-outs. Our remittance and FX services can be set up on a regular schedule, helping businesses and individuals save time while ensuring timely international transfers.
Automate repeat pay-ins and pay-outs. Our remittance and FX services can be set up on a regular schedule, helping businesses and individuals save time while ensuring timely international transfers.
Automate repeat pay-ins and pay-outs. Our remittance and FX services can be set up on a regular schedule, helping businesses and individuals save time while ensuring timely international transfers.
Automate repeat pay-ins and pay-outs. Our remittance and FX services can be set up on a regular schedule, helping businesses and individuals save time while ensuring timely international transfers.
Multiple ways to integrate
Multiple ways to integrate
Direct API
Seamlessly connect to our remittance and FX services through secure
APIs. Automate pay-ins, pay-outs, and currency conversions directly
within your systems.
No Code Solutions
Generate secure payment requests from the Finmo Dashboard and
share them with clients or partners. Links can include details such as
amount, currency, and expiration time for convenience.
File Upload / Batch Processing
Upload payment instructions or beneficiary details directly into our
dashboard for fast, secure settlement of multiple transactions at once.
Partner Connections
Work with us through tailored integration options designed to support
recurring remittances or FX transactions for your business needs.
Payouts
Payouts
Make cross-border payments with ease. Whether paying staff, contractors, or business partners, Finmo enables fast, compliant
transfers in HKD and leading global currencies.



Scale faster with a single integration
Move funds securely across borders and make local HKD payouts through Hong Kong’s Faster Payment System (FPS). With one integration, you can access Finmo’s expertise to grow your
business and navigate Hong Kong’s financial landscape with confidence.
Move funds securely across borders and make local HKD payouts through Hong Kong’s Faster Payment System (FPS). With one integration, you can access Finmo’s expertise to grow your business and navigate Hong Kong’s financial landscape with confidence.
Realtime notifications
Realtime notifications
Finmo ensures complete transparency by providing real-time notifications at every stage of a payout transaction, keeping the sender informed about the fund delivery process.
Finmo ensures complete transparency by providing real-time notifications at every stage of a payout transaction, keeping the sender informed about the fund delivery process.
FX rates
FX rates
Finmo’s payout engine offers transparent FX rates, giving you complete clarity on transaction costs. Know exactly how much your beneficiary will receive and the amount deducted from your account before you make the payment.
Finmo’s payout engine offers transparent FX rates, giving you complete clarity on transaction costs. Know exactly how much your beneficiary will receive and the amount deducted from your account before you make the payment.
Built in risk & compliance platform
Built in risk & compliance platform
Finmo ensures seamless regulation and compliance with its real-time risk and compliance engine, built to meet Hong Kong's stringent
regulatory requirements. This powerful system actively manages payment compliance and risk mitigation in line, including screening payouts against global sanctions lists and anti-money laundering protocols, ensuring secure and compliant transactions.
APIs that scale as fast as you do
APIs that scale as fast as you do
Get started with Finmo easily with your choice of Live URLs, Web/mobile checkout or API integration. Try it out with our sandbox environment, where you can start testing with a simple login
Get started with Finmo easily with your choice of Live URLs, Web/mobile checkout or API integration. Try it out with our sandbox environment, where you can start testing with a simple login
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Contact Us
Finmo Hong Kong Limited is the holder of Money Service Operator Licence No. [XXX], issued by the Customs and Excise Department of Hong Kong under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615). The company is licensed to provide money service operations, including remittance and currency exchange services (pay-in, pay-out, and HKD transfers). The services described on this website are limited to pay-in, pay-out, currency exchange, and the remittance of Hong Kong dollars. No other products or services are offered through this entity.
Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.



Finmo is registered in Hong Kong and is in the process of obtaining a money service operators license from the Hong Kong Customs and Excise Department.
Finmo Hong Kong Limited is the holder of Money Service Operator Licence No. [XXX], issued by the Customs and Excise Department of Hong Kong under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615). The company is licensed to provide money service operations, including remittance and currency exchange services (pay-in, pay-out, and HKD transfers). The services described on this website are limited to pay-in, pay-out, currency exchange, and the remittance of Hong Kong dollars. No other products or services are offered through this entity.
Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.



Finmo is registered in Hong Kong and is in the process of obtaining a money service operators license from the Hong Kong Customs and Excise Department.
Finmo Hong Kong Limited is the holder of Money Service Operator Licence No. [XXX], issued by the Customs and Excise Department of Hong Kong under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615). The company is licensed to provide money service operations, including remittance and currency exchange services (pay-in, pay-out, and HKD transfers). The services described on this website are limited to pay-in, pay-out, currency exchange, and the remittance of Hong Kong dollars. No other products or services are offered through this entity.
Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.



Finmo is registered in Hong Kong and is in the process of obtaining a money service operators license from the Hong Kong Customs and Excise Department.
Finmo Hong Kong Limited is the holder of Money Service Operator Licence No. [XXX], issued by the Customs and Excise Department of Hong Kong under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615). The company is licensed to provide money service operations, including remittance and currency exchange services (pay-in, pay-out, and HKD transfers). The services described on this website are limited to pay-in, pay-out, currency exchange, and the remittance of Hong Kong dollars. No other products or services are offered through this entity.
Any information provided on this website is for general information purposes only and does not take into account your objectives, financial situation or needs. Please consider our Financial Services Guide and Product Disclosure Statement and if the information is right for you before acquiring the product or service.



Finmo is registered in Hong Kong and is in the process of obtaining a money service operators license from the Hong Kong Customs and Excise Department.