Borderless accounts on the go

Finmo offers a wallet solution so your customers have the ability to load and store funds in a safe and secure platform. Use Finmo’s Wallet API solution to collect, spend and transfer funds between users.

Start now
wallet-2

Multicurrency Virtual Accounts

Issue a virtual account to a wallet. Whether it’s a BSB & Account number or PayID in Australia, an IBAN in Europe or an Account number in Singapore, Finmo can hold these static identifiers against an individual or business wallet, so your consumers can load funds via their local bank transfers wherever they want to.

wallet-multi
Australia
Singapore
Australia
Singapore
Identity verification
Australia

Finmo provides identity verification & know your customer services for wallet issuance to ensure they are compliant with local regulations and account issuance requirements.

Finmo has done integrations with several government digital identity verification services for smoother onboarding.

Identity verification
Singapore

Finmo provides identity verification & know your customer services for wallet issuance to ensure they are compliant with local regulations and account issuance requirements.

Finmo has done integrations with several government digital identity verification services for smoother onboarding.

Use-cases

c-1
Expense & payroll management

Create a wallet for employers and employees. Move funds between wallets when an employee raises an expense claim or issue a physical or virtual card against it.

c-22
Marketplaces (Escrow payments)

Onboard seller and buyer wallets, allow buyers to load their escrow wallet where the funds will be held with Finmo. Release funds from the buyer escrow wallet to seller wallet once the seller fulfils the transaction. You can also partially release the payments for a milestone based payment plan.

Features

wl-1
Local regulatory controls
Inbuilt compliance controls to ensure the wallet balances and spending are within local regulatory limits if any.
wl-2
Ledger & Reporting
Access to transaction ledger and reporting on wallets.
wl-3
Move money between wallets for free
Moving money within Finmo ecosystem is free, so if you operate a closed loop wallet, you can make those transfers free for users.
wl-4
Operate like a bank account
Top-up, send, buy and sell currencies on the go.

Ready to get Started?

Explore Finmo, or create an account instantly and start accepting payments. You can also contact our sales team to design custom pricing for your business.

pref-1
Payment & Payout methods
Explore all the payment methods available on the Finmo platform
Payment methods
pref-2
Start your integration
Get up and running in minutes
API Reference